Current Job Openings


BFA is a global consulting firm specializing in financial services for low-income people. Our approach is to seek out, create and implement financial solutions to help people manage challenges and seize opportunities. We partner with cutting-edge organizations, such as financial institutions, fintech companies and information providers, that touch the lives of low-income consumers. In creating solutions, we integrate our deep expertise in customer insights, business strategy, new technology, and growth-enabling policy and regulation. Founded in 2006, BFA’s clients include donors, investors, financial institutions, policymakers, insurers and payment service providers. BFA has offices in Nairobi, Delhi, Boston, Medellín and New York.

We are looking for candidates who enjoy working independently in a high-energy environment. These positions are for immediate hire.


Location : New Delhi, India
About:

PYTHON PROGRAMMER, INCLUSIVE FINTECH PRACTICE

January 30, 2018

BFA is looking for a Python Programmer who has proficient data analytics skills and enjoys working independently in a high-energy environment. This position is for immediate hire.

Detailed analytics is one of the pillars of the evidence-based work we do. We’ve sifted through mountains of data from service providers across Asia, Africa, and Latin America, and Europe to answer questions similar to:

  1. Are there repeating patterns in saving behavior across millions of poor savers?
  2. What payment plans best serve buyers of solar panels where there is no grid?
  3. Can facial recognition technology provide cost-efficient biometric IDs in ID-sparse places?
  4. How can geospatial data and tracks help optimize cash handling and service delivery tasks?

As you roll up your sleeves and dive into making sense of the data, you’ll be contributing to projects that are designed to bring tangible positive change to the financial lives of disadvantaged communities around the world. And travel to a lot of them too.

The full-time position is based in New Delhi, India. Compensation will be commensurate with experience.

WHAT YOU’LL DO

As a Python Programmer, your primary role will include:

  1. Analyzing large datasets to solve specific problems as tasked by supervisors
  2. Writing new modules and supporting existing ones to parse and report on data
  3. Working closely with other BFAers and our clients to effectively communicate our findings and recommendations

Additional tasks will depend on project requirements determined by our client-driven work.

QUALIFICATIONS

The ideal candidate for the position should have the following qualifications:

  1. Advanced degree (Masters or PhD) in Computer Science, Statistics, Mathematics, Engineering or equivalent
  2. Expert-level proficiency in Python
  3. Experience building Python applications to solve real world problems
  4. Strong grasp of data structures, algorithms, and optimization techniques
  5. Exposure to working with massive datasets
  6. Ability to complete tasks in a timely manner while balancing several assignments with inputs from multiple team members
  7. Excellent spoken and written English
  8. Experience working with an international company

Any of the following will be considered a plus:

    1. Familiarity with statistical analysis, data mining and machine learning techniques

Familiarity with R and/or Stata

  • Spoken and written language proficiency other than English

 

HOW TO APPLY

Please complete the application questionnaire including attaching your cover letter, resume, and salary requirements.

Only shortlisted candidates will be contacted for follow-up.


Apply Now
Location : New Delhi, India
About:

Quantitative Analyst, Consumer Insights Practice

January 30, 2018

BFA is an exciting and rewarding place to work – offering a range of opportunities to work around the globe with financial institutions focused on making a difference in the lives of the poor. We are a global team of highly skilled, socially motivated experts working together to achieve the best value possible for our clients and partners, and ultimately improving the conditions of global poverty. To learn more, visit www.bfaglobal.com.

The work of the Consumer Insights practice

The Consumer Insights Practice Area focuses on giving voice to the low income customer. Our clients are foundations, donors, and financial services providers with interest in serving and supporting low-income populations, communities, and individuals.

Our work aims to generate insights and tractable actions regarding the financial behavior of low-income consumers. We are globally renowned as experts in Financial Diaries – a methodology that collects finely-grained data on money related transactions. In our work we employ a range of methodologies: from quantitative data collection and analysis (surveys, Financial Diaries, MIS data) and traditional qualitative research (ethnography, focus groups, etc.), to attitudinal research (Human Centered Design, UI/UX research, usability testing) and experimental design informed by behavioral economics.

As insights from consumers are most effective when viewed in conjunction with an understanding of financial service provider’s goals, we often work in partnership with the Business Insights, Policy and Ecosystem Development, Inclusive Fintech, and Finance for Life Practice Areas at BFA.

We’re looking for a Quantitative Analyst

The Consumer Insights practice is looking for a teammate who is well-versed in quantitative analysis, ideally integrated with qualitative research methods. The Quantitative Analyst’s role will consist of analyzing data, generating graphics, and helping translate results into compelling stories about needs and behaviors, that can be easily understood by a broad range of audiences. The position may also involve survey design and implementation, including field work. Dependent on their past experience and field of expertise, the analyst will have opportunities to contribute to the design and implementation of interventions aimed at behavior change, as well as to be involve in qualitative studies.

Our expectations:

  1. Master’s degree in economics, statistics, sociology, or similar, with a quantitative focus.
  2. Coursework in econometrics and statistical analysis
  3. At least one year of experience working in a similar position, or as a researcher
  4. Strong Stata programming skills
  5. Field experience in developing countries, preferably in survey implementation (testing, training and managing research teams)
  6. Demonstrated ability to work independently
  7. Strong English writing skills and communication

Any of the following will be considered a strong plus:

  1. Previous work or research in the field of development economics, or familiarity with the financial inclusion field.
  2. Coursework or research experience in Behavioral Science and experimental design (A/B testing, RCT)
  3. Demonstrated qualitative research or product design expertise
  4. Knowledge of R, Python, data visualization, mapping, qualitative data analysis, or other similar software
  5. Proficiency in relevant languages, other than English (Spanish, Swahili, etc.)

What you will do

  1. Analyze data from surveys, Financial Diaries, MIS data from banks or other institutions
  2. Translate data and results into charts, stories, and presentations
  3. Pilot and help design questionnaires
  4. Train survey teams, oversee survey implementation and supervise fieldwork
  5. Manage datasets, data collection, data quality control
  6. Participate in product design
  7. Support experimental design and implementation
  8. Support report writing
  9. Present findings to technical and non-technical audiences

Application instructions

This is a full-time position in our New Delhi office.


Apply Now
Location : Boston, US
About:

DATA SCIENTIST, INCLUSIVE FINTECH PRACTICE

January 30, 2018

BFA is looking for a Data Scientist who has proficient data analytics skills and enjoys working independently in a high-energy environment.

Detailed analytics is one of the pillars of the evidence-based work we do. We’ve sifted through mountains of data from service providers across Asia, Africa, and Latin America, and Europe to answer questions similar to:

  1. Are there repeating patterns in saving behavior across millions of poor savers?
  2. What payment plans best serve buyers of solar panels where there is no grid?
  3. Can facial recognition technology provide cost-efficient biometric IDs in ID-sparse places?
  4. How can geospatial data and tracks help optimize cash handling and service delivery tasks?

As you roll up your sleeves and dive into making sense of the data, you’ll be contributing to projects that are designed to bring tangible positive change to the financial lives of disadvantaged communities around the world. And travel to a lot of them too.

The full-time position is based in Somerville, MA. Compensation will be commensurate with experience.

WHAT YOU’LL DO

As a Data Scientist, your responsibilities will include:

Requirement Understanding and Data Discovery:

  1. Review raw requirements to understand key outcomes expected by clients
  2. Identify, join, explore data from multiple disparate sources and formats
  3. Reduce large quantities of unstructured or formless data into a form which can be analyzed

Data Analysis and Reporting:

  1. Understand portfolios, user behaviors, and long-term trends
  2. Devise quantitative research strategies to inform project outcomes
  3. Implement statistical and computational algorithms to analyze the client data
  4. Provide insights into how people borrow and save, use financial products, interact with financial institutions etc.
  5. Prototype and deploy machine learning algorithms when appropriate
  6. Support and expand on existing tools and modules currently in use at BFA
  7. Integrate analysis with qualitative and quantitative output from others at BFA
  8. Provide guidance to BFA colleagues in other teams on data-related tasks

Innovation and Thought Leadership:

  1. Proactively incorporate cutting-edge theoretical and practical methodologies while implementing data analytics algorithms
  2. Create and disseminate knowledge articles (blog posts, focus notes, case studies, white papers, best practice documents etc.) through appropriate channels
  3. Keep up with the upcoming trends in data analytics and constantly strive to learn and improve on the same

Client Management:

  1. Interact with the client on a regular basis to provide regular project status update, and resolve any issues
  2. Coordinate with other BFA team members to produce high quality deliverables
  3. Present analysis to the client along with senior stakeholders in the organization

Miscellaneous:

    1. Coordinate knowledge dissemination within the company through “BFA University,” brown bags, and BFA’s Google+ Community
    2. Support recruitment efforts by conducting technical face-to-face interviews
    3. Train current and new team members on data analytics

processes to increase throughput and improve redundancy

  • Provide input to RFPs when they have components related to data analytics

 

Additional tasks will depend on project requirements determined by our client-driven work.

QUALIFICATIONS

The ideal candidate for the position must have the following qualifications:

  1. Advanced degree (Masters or PhD) in Computer Science, Statistics, Mathematics, Engineering or equivalent
  2. Expert-level proficiency in Python
  3. At least intermediate proficiency in at least one statistical analysis package (R, Stata, SPSS, SAS etc.)
  4. 3+ years of relevant expertise in project-based work
  5. Familiarity with SQL-based databases
  6. Good grasp of data structures, algorithms, machine learning and optimization techniques
  7. Exposure to mining massive datasets
  8. A keen eye for how to tell a story visually with data
  9. Ability to complete tasks in a timely manner while balancing several assignments with inputs from multiple team members

Any of the following will be considered a plus:

  1. Familiarity with financial inclusion and financial services innovation for low-income populations, economic development or social business sector.
  2. Familiarity working with different cultures and languages
  3. Spoken and written language proficiency other than English

APPLICATION INSTRUCTIONS

Please complete the application questionnaire including attaching your cover letter, resume, and salary requirements.
Only shortlisted candidates will be contacted for follow-up.

Relocation from elsewhere in the U.S. will be considered. BFA will not sponsor for work authorization in the U.S.


Apply Now
Location : Nairobi, Kenya
About:

Product Manager, Inclusive FinTech Practice

February 12, 2018

BFA is looking for a Product Manager who has managed data analytics product and projects and enjoys working independently in a high-energy environment.

Product development and prototyping is one of the services we offer our clients. Increasingly financial product development and services are being driven by a myriad of data collected from low income customers. We’ve sifted through mountains of data from service providers across Asia, Africa, and Latin America and used it to create products that help financial institutions to:

  1. Target sales and support of their services to the right segment of customers and potential clients
  2. Change their marketing strategies to pinpoint customers with particular needs
  3. Make operations more efficient to better serve customers and drive sustainable margins
  4. Create and maintain partnerships with technical vendors to create products and processes that ultimately benefit low-income customers.

We are looking for a Product Manager for our Inclusive Fintech Practice area who can help in identifying key technology tools and trends, and how they fit together to fit the needs of the various customers or users. This person must be aware of the latest applications of these tools (i.e. Machine Learning, Open Data, Mobile SDKs, Distributed Ledgers and Smart Contracts, etc) within fintech, and best practices (i.e. which databases are appropriate in what scenario, API protocols, when to use which ML models, etc) in technology. The person should also have experience incorporating lean product management practices as part of a team.

As you roll up your sleeves and collaborate with a team to lead the creation of groundbreaking products and features, you’ll be contributing to work that is designed to bring tangible positive change to the financial lives of disadvantaged communities around the world. And travel to a lot of them too.

The full-time position is based in our Nairobi office. Compensation will be commensurate with experience.

What You’ll Do

As a Product Manager, your responsibilities will include managing the scoping, resourcing, risk mitigation, implementation, and change management around the following topics:

• Mobile App Design and Development
-Leverage past expertise in unique mobile use cases and lean product management to produce Minimum Lovable Products
-Incorporate existing software tools and frameworks to avoid building prototypes from scratch (e.g. AppSheet, etc)
-Respect and enforce best practices in designing for low-connectivity, low bandwidth, low hardware resource
environments
-Understand that knowing the mobile development ecosystem alone is not enough, and connect all feature design and development to concrete use cases

Data Products

  1. Provide expert translation between user needs and the problems algorithms or AI/ML models can solve; create features of digital products informed by these needs
  2. Produce interactive dashboards by leveraging existing software tools to avoid building prototypes from scratch (e.g. DataPrep / Data Studio, BigML, etc)
  3. Focus self and team on using data to solve problems that have high business/customer value; maintain this focus on impact as a priority over the lure of technical novelty

Prototype Platform Architecture

  1. Contribute to building broad web services that others (internal teams or external developers) want to integrate with as part of a deeper solution
  2. Leverage plethora of existing simple database and scripting tools (e.g. AWS Lambda, Google AppScript/AppEngine) to quickly and effectively get to a Minimum Loveable Product
  3. Incorporate Developer Experience (“DX”) best practices to allow for ease of
    integration, setting a precedent for future expansion of the service by the partner

Operations

  1. Study partners’ workflows/processes and find unique opportunities for improving them
  2. Cut out extraneous steps and optimize every interaction; translate these optimizations into improvement metrics from a baseline

 Innovation and Thought Leadership:

  1. Proactively incorporate cutting-edge theoretical and practical methodologies while implementing technology-driven solutions
  2. Create and disseminate knowledge products (presentations at high-profile industry events, blog posts, focus notes, case studies, white papers, best practice documents etc.) through appropriate channels
  3. Keep up with the upcoming trends in technology and constantly strive to learn and improve on the same

Additional tasks will depend on project requirements determined by our client-driven work.

Qualifications

The ideal candidate for the position must have the following qualifications:

  1. Advanced degree (Masters or Ph.D.) in Computer Science, Statistics, Mathematics, Engineering or equivalent
  2. Experience serving as a product lead with a team of engineers and data scientists, as well as UI/UX specialists and designers
  3. Expertise in lean product management, including design sprints, value proposition design, hypothesis-driven experimentation, etc
  4. At least intermediate proficiency in at least one statistical analysis package (Numpy/Scikit-Learn, R, Stata, SPSS, SAS etc.)
  5. At least 3+ years of experiment managing digital products (mobile apps, web apps, data products) and should have experience doing so in areas of low connectivity
  6. Must be willing and excited to travel
  7. Must demonstrate the ability to think on your feet, i.e. a “hacker” mentality
  8. Ability to complete tasks in a timely manner while balancing several assignments with inputs from multiple team members
  9. Fluent written and spoken English

Any of the following will be considered a plus:

  1. Familiarity with financial inclusion and financial services innovation for low-income populations, economic development or social business sector
  2. Familiarity working with different cultures and languages
  3. Experience with product management for low-income populations and/or in low connectivity environments
  4. Spoken and written language proficiency other than Spanish and English

This is a full-time position. Relocation from one country to another will not be considered; local relocation (in-country) may be considered.

Only shortlisted candidates will be contacted for follow-up.


Apply Now
Location : New York, NY
About:

Deputy Director, Inclusive Fintech Practice

Posted: February 15th, 2018

BFA is looking for a Deputy Director for our Inclusive Fintech Practice.

We are looking for a Deputy Director for our Inclusive Fintech Practice area who can help manage the product managers, data scientists, and engineers on the team. In particular, we are looking for a systems and design thinker who is passionate and proficient at identifying key components in a given software architecture or data pipeline, and how they fit together to fit the needs of the various customers or users. This person must be aware of the latest tools and trends in fintech (i.e. Machine Learning, Open Data, Mobile SDKs, Distributed Ledgers and Smart Contracts, etc) and best practices (i.e. which databases are appropriate in what scenario, API protocols, when to use which ML models, etc) in technology. The person should also have experience leading a team, and incorporating lean product management practices in previous roles.

BFA has worked with financial service providers (institutions, SMEs, and startups) across Asia, Africa, and Latin America, and expect this Deputy Directory to play a critical role in creating products that help these providers to:

  1. Target sales and support of their services to the right segment of customers and potential clients
  2. Change their marketing strategies to pinpoint customers with particular needs
  3. Make operations more efficient to better serve customers and drive sustainable margins
  4. Create and maintain partnerships with technical vendors to create products and processes that ultimately benefit low income customers

As you roll up your sleeves and collaborate with a team to lead the creation of groundbreaking products and features, you’ll be contributing to work that is designed to bring tangible positive change to the financial lives of disadvantaged communities around the world. And travel to a lot of them too.

The full-time position is based in New York City. Compensation will be commensurate with experience.

What You’ll Do

As a Deputy Director, your responsibilities will include oversight of the following activities, as
well as direct involvement when required:

Innovation and Thought Leadership:

  1. Proactively incorporate cutting-edge theoretical and practical methodologies while implementing technology-driven solutions
  2. Create and disseminate knowledge products (presentations at high-profile industry events, blog posts, focus notes, case studies, white papers, best practice documents etc.) through appropriate channels
  3. Keep up with the upcoming trends in technology and constantly strive to learn and improve on the same

Team Management

  1. Work with our talented group of product managers, data scientists, and prototype hackers to ensure the production of high-quality deliverables
  2. Conduct regular 1-on-1s with team members to foster growth, profile building goals, and professional development

Client Management:

  1. Review raw requirements to understand key outcomes expected by clients
  2. Interact with the client on a regular basis to provide regular project status updates, and resolve any issues
  3. Coordinate with other BFA team members to produce high-quality deliverables
  4. Present analysis to the client along with senior stakeholders in the organization

Technology and Data Products:

  1. Devise and foster data-driven strategy with our clients and partners, ranging from pre-seed startups to financial institutions, to regulators and financial authorities
  2. Prototype and deploy web and mobile applications, and machine learning algorithms when appropriate
  3. Provide guidance to BFA colleagues in other teams on data-related tasks

Miscellaneous:

  1. Coordinate knowledge dissemination within the company through “BFA University,” brown bags, and BFA’s Google+ Community
  2. Support recruitment efforts by conducting technical face-to-face interviews
  3. Train current and new team members on technical skillsets to increase throughput and improve redundancy
  4. Provide input to RFPs when they have components related to technology
  5. Additional tasks will depend on project requirements determined by our client-driven work.

Qualifications

The ideal candidate for the position must have the following qualifications:

  1. Advanced degree (Masters or Ph.D.) in Computer Science, Statistics, Mathematics, Engineering or equivalent
  2. Experience serving in mid-to-high level management positions, preferably with digital/data products (i.e. CTO, Program Manager, Development Manager, Director, etc)
  3. Experience working in a wide variety of contexts, i.e. an ability to sit with central bankers, a bank’s head of innovation, a start-up engineer, members of a rural savings groups, etc
  4. Must demonstrate from past experience that she/he sees tech as one means to a stated solution, and not a solution in and of itself
  5. Must be willing and excited to travel globally
  6. Must demonstrate the ability to think on your feet, i.e. a “hacker” mentality
  7. Ability to manage a team in an effective manner while balancing several assignments with inputs from multiple clients, partners, and team members

Any of the following will be considered a plus:

  1. Familiarity with financial inclusion and financial services innovation for low-income populations, economic development or social business sector.
  2. Familiarity working with different cultures and languages
  3. Deployment of machine learning algorithms within a scalable, production architecture
  4. Spoken and written language proficiency other than English

Only short-listed candidates will be contacted for follow up.

 


Apply Now
Updated January 2018