Policy and Ecosystem Development

Supporting financial authorities, fostering innovation and protecting consumers

Policy and Ecosystem Development supports policymakers, regulators and supervisors as they face an increasingly complex and data-rich market for financial services. We help our clients throughout the policy cycle; from policy design and implementation through impact evaluation.

To enable smarter, proportional, risk-based regulation, we work with other clients to develop technology-enabled solutions for the collection, analysis and use of data by financial authorities. We do so to foster innovation and create competitive markets while ensuring that consumers are treated fairly. This area of work is informed by the customer and business value propositions, and the emerging fintech world through collaboration with other BFA areas of expertise.

Regulatory Impact Assessment

Member training for Alliance for Financial Inclusion (AFI), in collaboration with Bank Negara Malaysia, in Kuala Lumpur

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Regtech for Regulators Accelerator

Partnering with leading financial authorities in the Philippines, Ghana and Mexico to prototype RegTech solutions

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What Policy & Ecosystem Development does:

  1. RegTech for Regulators – We work with regulators and innovators to prototype technologies that help financial authorities to improve market oversight reduce providers’ cost of compliance and inform policy design through evidence extracted from data generated from the market and customer experience.
  2. Digital Identity – We promote adoption of robust unique identification systems that can help to reduce account access barriers for customers, combat fraud, and foster the development of a customer-centric digital ecosystem.
  3. Data Analysis and Privacy – We provide technical assistance to regulators, DFS providers, and international stakeholders on how to foster innovation that harnesses the full power of digital data to achieve economic and social inclusion while promoting customer choice and control over the use of their personal information and ensuring compliance with relevant data protection regulation.
  4. Regulatory Impact Assessment – We help policymakers to evaluate how regulation has impacted business models, product development and customer adoption; and to determine the potential impact of proposed regulatory reforms.
  5. Design of Policy and Regulatory Frameworks – We help policymakers and regulators develop evidence-based policy and regulation to enable the development of safe and inclusive financial sectors.

More Policy & Ecosystem Development Projects

Policy and Ecosystem Development helps financial authorities make informed decisions and improve the efficiency and effectiveness of policy-making.  By aiding policymakers, regulators, and supervisors to better understand the financial inclusion marketplace and the needs of providers and consumers, we help them to create a conducive business environment that fosters innovation while ensuring fair treatment of customers, and to provide all stakeholders with a clear vision of the future of inclusive financial systems.

More from Policy & Ecosystem Development

Financial Inclusion Week Round-Up - Day 4

In the Digital Frontiers Institute’s (DFI) second webinar for Financial Inclusion Week 2016, DFI’s David Porteous and Mackenzie Wallace, currently policy advisor for digital finance at USAID discussed the emergence of regtech and its ability to amplify the voice of the consumer, highlighting the work of the CFPB.


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Explore Our Areas Of Expertise

Customer Insights

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Business Insights

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Inclusive Fintech

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Finance For Life

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Updated January 2017