GAFIS

GAFIS

Publication

In the GAFIS project, BFA worked with bank executives and staff to design savings products to serve low income customers of five commercial banks in diverse markets with over 256 billion USD in combined assets and over 60 million accounts. BFA developed pro-forma investment business cases for each low income customer segment at individual, portfolio, and institution-wide levels. With BFA’s detailed analysis of products and compatible distribution channel delivery systems, the banks were able to implement targeted, cost-effective pilot programs for the new products and have experienced significant grown in the number of customers and active accounts year over year.

Explore GAFIS

Focus Note 1: Gateway Financial Innovations for Savings

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Focus Note 2: Stylizing savings behavior to better serve poor clients

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Focus Note 3: The impact of gateway dynamics on the business case for small balance savings

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Focus Note 4: Agents and Cash Merchant Channels Begin to Deliver Useful Savings Products

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GAFIS Presentation: Big banks & small savers

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InFocus
OPTIX
Updated January 2017