The InFocus project examined the experiences of four developing country banks that have specific savings account offerings targeted toward low-income populations. In this knowledge-building exercise which was sponsored by the Bill & Melinda Gates Foundation (BMGF), BFA conducted extensive analytical studies of the banks and their customers over a two-year period. The studies aimed to give the Financial Services for the Poor team at BMGF a comprehensive understanding of the economics around providing savings services for the poor.

Explore InFocus

Do savings products at commercial banks really improve the lives of the poor?


How the Poor Use their Savings Accounts–A Supply Side View


Combining demand and supply side insights to build a better proposition for banks and clients


Other Projects

From Last Mile to First Touch: The Changing Role of Aggregators in Digital Finance Ecosystems
Digital Savings Groups
The Impact of Banco Azteca in Peru
Refugees and Their Money: Assessing the Business Case for Providing Financial Services to Refugees
Financial Digital Identity: Landscaping a digital financial identity for SADC
Going Beyond Regulatory Sandboxes to Enable Fintech Innovation in Emerging Markets
Updated January 2019