Our Programs

BFA’s programs are multi-year, ground-breaking initiatives that create solutions at the frontier and transform ecosystems. Learn more about our programs below:


MetLife Foundation and BFA created the OPTIX program to help people on low incomes access a range of financial products and tools that improve their financial health. Since 2015, the OPTIX program worked with four socially-driven microfinance institutions and cooperatives in Bangladesh, Vietnam, Mexico, and Colombia, to better understand the lives of their low-income customers and create appropriate and future-proof solutions to serve them.


RegTech for Regulators Accelerator

In the increasingly complex and digital financial world, the RegTech for Regulators Accelerator (R²A partners with leading financial sector authorities and tech vendors across the globe to unlock the potential of new technologies and data science to re-engineer market supervision, regulation and policy analysis. R²A is a BFA initiative sponsored by the Omydiar Network.


FIBR creates new ways to connect low-income populations to financial services that meet their needs. Rapid uptake of smartphones in these markets means we can digitize data how individuals otherwise informally, transact as employees, customers or suppliers in their communities and with local businesses. The digitization of these trusted business relationships allows for new data that a broader range of providers can use to offer tailored financial products and services to this demographic. The FIBR program focuses on how technology can enable the generation of data insights to empower employers, employees and customers in the MSME and PAYGo sectors with financial services to achieve their goals. FIBR is an initiative of BFA in partnership with Mastercard Foundation.

Catalyst Fund

Catalyst Fund accelerates early-stage inclusive fintech startups in emerging markets to deliver accessible, affordable and appropriate solutions for the underserved. Catalyst Fund offers grants, technical support and access to investors to promising fintech innovators and fosters learning for the ecosystem to unlock capital and spur innovation for financial inclusion.

Managed by BFA, the Facility was founded in 2016 with the support of the Bill & Melinda Gates Foundation and JPMorgan Chase & Co.