Competition & DFS Working Papers

Competition & DFS Working Papers

1. Modularization of DFS and Competition Issues Digital financial services (DFS) have been modularized through the rise of digital e-commerce superplatforms and the ascent of fintech firms, and this modularization leads to specific competition issues and regulatory...
Financial Authorities In The Era Of Data Abundance

Financial Authorities In The Era Of Data Abundance

Financial service providers are quickly adopting regulatory technology (RegTech) to ease the burden of compliance. This white paper shows how authorities can use RegTech for regulators (RegTech²) to improve their own approaches. With the support of the Bill &...
Regulatory Impact Assessment Methodology

Regulatory Impact Assessment Methodology

A systematic assessment of the impact of regulatory reform can support regulators in the design, development, coordination, and monitoring and evaluation of changes in regulation. The umbrella term “Regulatory Impact Assessment” (RIA) is often used to describe a...