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Publications by this author

How do accelerator programs approach funding for startups? Six considerations every program should evaluate
Inclusive Fintech |

How do accelerator programs approach funding for startups? Six considerations every program should evaluate

Not all startup accelerator programs are right for all founders. From the particular expertise of the acceleration team, to...

By Malika Anand
Building a Digital Finance for Climate Resilience Ecosystem: Insights from Industry Leaders
Climate Action |

Building a Digital Finance for Climate Resilience Ecosystem: Insights from Industry Leaders

The IPCC report released this week confirms what communities, households, and individuals around the world are already experiencing —...

By Jesse Fripp
Is digital commerce the future for mobile money providers?
Digital Financial Services |

Is digital commerce the future for mobile money providers?

Mobile money providers working with digital commerce platforms can empower MSEs with much-needed digital tools while growing new sources...

By Matt Grasser
4 tips for converting internships into full-time offers
Inclusive Fintech |

4 tips for converting internships into full-time offers

  The African fintech industry provides dynamic, exciting opportunities for junior professionals to kickstart their career. However, even as...

By Abby Butkus
Digital Finance for Climate Resilience
Climate Action |

Digital Finance for Climate Resilience

The UN-backed Race to Resilience campaign has committed to strengthening the climate resilience of 4 billion climate vulnerable people...

By Jacob Winiecki
Impact performance: Mango Life
Inclusive Fintech |

Impact performance: Mango Life

Download Infographic   learn about Mango life 

By admin
Impact performance: WellaHealth
Inclusive Fintech |

Impact performance: WellaHealth

Download Infographic     learn about Wellahealth 

By admin
Impact performance: KarmaLife
Inclusive Fintech |

Impact performance: KarmaLife

Download Infographic    learn about KarmaLife 

By admin
Building Inclusion Into the Investment Process: Four Steps for Addressing Bias Against Women Startup Founders
Inclusive Fintech |

Building Inclusion Into the Investment Process: Four Steps for Addressing Bias Against Women Startup Founders

Originally published in NextBillion  Contrary to pessimistic expectations at the outset of the COVID pandemic, global funding for startups grew...

By Akansha Kasera
From analog to digitized: Future-proofing financial cooperatives in Mexico
Financial Health |

From analog to digitized: Future-proofing financial cooperatives in Mexico

For savings and loans cooperatives in Mexico, the competition is growing. Banks, fintechs and superplatforms are starting to offer...

By Leticia Jauregui
Can inclusive fintech be the answer to climate resilience for underserved populations?
Climate Action |

Can inclusive fintech be the answer to climate resilience for underserved populations?

Climate change has already had a negative impact on the lives and livelihoods of billions of vulnerable, low-income, and...

By Malika Anand
Linking refugees to formal financial services
Digital Financial Services |

Linking refugees to formal financial services

Financial services are an important avenue for refugees to save money, access loans, and manage life shocks. However, many...

By Anne Gachoka
Catalyst Fund AAA Framework in Practice
Inclusive Fintech |

Catalyst Fund AAA Framework in Practice

Since its inception, Catalyst Fund has focused on investing and supporting inclusive tech companies. But what are the features...

By Malika Anand
How micro- and small enterprises (MSEs) leveraged informal financing and digital technology during the COVID-19 pandemic in Zambia
Livelihoods and Microenterprise |

How micro- and small enterprises (MSEs) leveraged informal financing and digital technology during the COVID-19 pandemic in Zambia

Introduction The COVID-19 pandemic has resulted in drastic declines in revenue for micro- and small enterprises (MSEs) in Zambia....

By Constantine Manda
How 3 insurtech models work for low-income people
Digital Financial Services |

How 3 insurtech models work for low-income people

The history of insurance traces back to the 17th century and a small coffee house in London owned by...

By Eduardo Ortiz Reynaga
Transaction product mystery shopping in Kenya, Nigeria and South Africa: What are the unexpected barriers and experiences customers might face?
Digital Financial Services |

Transaction product mystery shopping in Kenya, Nigeria and South Africa: What are the unexpected barriers and experiences customers might face?

This is the third case study in our report, ‘Inclusion and Your Bottom Line’, which outlines a new mixed-method...

By Shirley Mburu
What makes customers choose one transaction product over another?
Digital Financial Services |

What makes customers choose one transaction product over another?

This is the second case study in our report, ‘Inclusion and Your Bottom Line’, which outlines a new mixed-method...

By Shirley Mburu
Behind the macro-level statistics: The role of resilience in informing financial health in Mexico
Financial Health |

Behind the macro-level statistics: The role of resilience in informing financial health in Mexico

The decision to close his footwear store was one of the toughest José had to make in his 35...

By Jacob Winiecki
Manage your sales pipeline to win as a B2B fintech startup: 3 practical tips
Financial Health |

Manage your sales pipeline to win as a B2B fintech startup: 3 practical tips

Early-stage B2B fintech startups often believe they’re too small to implement structured sales and CRM processes or think that...

By Celine Duros Acheampong
Más allá de la inclusión financiera: Midiendo y mejorando el impacto de la salud financiera en México
Financial Health |

Más allá de la inclusión financiera: Midiendo y mejorando el impacto de la salud financiera en México

Medir la salud financiera es un desafío. Aunque existe consenso en la industria sobre el tema de la salud...

By Benjamin Mazzotta
Bringing it home: understanding problems hindering fintech lending for SMEs in South Africa today
Inclusive Fintech |

Bringing it home: understanding problems hindering fintech lending for SMEs in South Africa today

Blog 6 of the Recovtech series, this post written in partnership with members of the South Africa Recovtech team....

By David Porteous
Inclusive fintech lending–Lessons from US and China
Inclusive Fintech |

Inclusive fintech lending–Lessons from US and China

Blog 5 of the Recovtech series, this post written in partnership with members of the South Africa Recovtech team....

By David Porteous
WellaHealth’s microinsurance innovations are poised to deliver significant benefit to Nigerians
Inclusive Fintech |

WellaHealth’s microinsurance innovations are poised to deliver significant benefit to Nigerians

In Nigeria, like in many emerging markets, adoption of health insurance is very low. As of 2018, only 5%...

By Malika Anand
Salary advances are helping gig workers in India make essential purchases during COVID-19
Digital Financial Services |

Salary advances are helping gig workers in India make essential purchases during COVID-19

While some have worried that salary advances could undermine financial health, our research has found that they can help...

By Malika Anand
Forces and uncertainties shaping future fintech ecosystems
Inclusive Fintech |

Forces and uncertainties shaping future fintech ecosystems

Blog 3 of the Recovtech series, this post written in partnership with members of the South Africa Recovtech team....

By David Porteous
How can fintech innovation drive inclusive growth?
Inclusive Fintech |

How can fintech innovation drive inclusive growth?

Blog 4 of the Recovtech series, this post written in partnership with members of the South Africa Recovtech team....

By David Porteous
¿Las Neo-Cooperativas como los próximos disruptores del sector financiero? Un experimento conceptual
Financial Health |

¿Las Neo-Cooperativas como los próximos disruptores del sector financiero? Un experimento conceptual

In English Durante la pandemia de COVID-19, las cooperativas financieras mexicanas han continuado prestando sus servicios a casi 8...

By Gabriela Zapata Alvarez
How domestic fintech ecosystems shape the nature of innovation
Policy and Regulation |

How domestic fintech ecosystems shape the nature of innovation

Blog 1 of the Recovtech series, this post written in partnership with members of the South Africa Recovtech team....

By David Porteous
Fintech forests: classifying and comparing fintech ecosystems
Policy and Regulation |

Fintech forests: classifying and comparing fintech ecosystems

Blog 2 of the Recovtech series, this post written in partnership with members of the South Africa Recovtech team....

By David Porteous
A creative approach to startup financing: Graviti combines grant, debt and equity investment, linked to impact outcomes
Inclusive Fintech |

A creative approach to startup financing: Graviti combines grant, debt and equity investment, linked to impact outcomes

It took Catalyst Fund portfolio company Graviti only two months to raise a debt round that will finance 600+...

By Eduardo Ortiz Reynaga
How fintech startups should pursue B2B partnerships
Digital Financial Services |

How fintech startups should pursue B2B partnerships

For many fintech startups, particularly those in the insurtech space where high levels of trust are essential, business-to-business (B2B)...

By Celine Duros Acheampong
Beyond financial inclusion: Measuring and improving financial health outcomes in México
Financial Health |

Beyond financial inclusion: Measuring and improving financial health outcomes in México

Measuring financial health is a challenge. Although there is industry consensus on the theme of financial health, the methodologies...

By Benjamin Mazzotta
Can agile fintech startups be the answer to food insecurity during the COVID-19 crisis?
Financial Health |

Can agile fintech startups be the answer to food insecurity during the COVID-19 crisis?

Originally published on NextBillion COVID-19 lockdowns have threatened small and medium enterprises (SMEs) and vulnerable families around the world. SMEs in...

By Michelle Hassan
NeoCo-ops as the next disruptors in the financial sector? A thought experiment
Financial Health |

NeoCo-ops as the next disruptors in the financial sector? A thought experiment

En Espanõl Throughout the COVID-19 pandemic, Mexican financial cooperatives have continued to serve their nearly 8 million members primarily...

By Gabriela Zapata Alvarez
Making waves: Cynthia Wandia embodies the best of female fintech entrepreneurship
Inclusive Fintech |

Making waves: Cynthia Wandia embodies the best of female fintech entrepreneurship

Cynthia Wandia is the CEO and co-founder of Kwara, an accounting and business management SaaS for SACCOs in Kenya....

By Abby Butkus
La oportunidad para modelos PAYGo en Latino América
Climate Action |

La oportunidad para modelos PAYGo en Latino América

Read in English El mercado solar de pago por uso (PAYGo) es un mercado de $ 1,75 mil millones...

By Bethany Kanten
The market gap for climate change solutions in Africa
Climate Action |

The market gap for climate change solutions in Africa

The COVID-19 pandemic has revealed the vulnerabilities of our health, financial, and economic systems. Scientists are warning that, at...

By Bethany Kanten
Zambian micro- and small enterprises during COVID-19: Wave One Findings
Livelihoods and Microenterprise |

Zambian micro- and small enterprises during COVID-19: Wave One Findings

Zambia recorded its first case of COVID-19 on March 18 and took early action to contain the spread. As...

By Veethi Vyas
Are we there yet? The evolution of fintech regulation in Nigeria
Inclusive Fintech |

Are we there yet? The evolution of fintech regulation in Nigeria

Nigeria is a hotspot for fintech innovation in Africa as investors and startups respond to Nigeria’s positive environment for...

By David Porteous
The opportunity for PAYGo in Latin America
Climate Action |

The opportunity for PAYGo in Latin America

The Pay-as-you-go (PAYGo) solar market is a $1.75B market serving over 420 million users, with over 30% annual revenue...

By Bethany Kanten
Stress Testing in Crisis: Helping Cooperatives Adjust Financial Projections during COVID-19
Financial Health |

Stress Testing in Crisis: Helping Cooperatives Adjust Financial Projections during COVID-19

The COVID-19 crisis has required major and rapid action at all levels of society and the economy.  As of...

By Jacob Winiecki
Rapid tech due diligence: How Catalyst Fund assesses a startup’s tech
Digital Financial Services |

Rapid tech due diligence: How Catalyst Fund assesses a startup’s tech

Alongside product-market fit and adequate control of data, underlying tech quality is a key determinant of whether a startup...

By Matt Grasser
The glass ceiling, even at home: How a report on poverty in Nigeria reveals an enduring gender gap in household headship
Livelihoods and Microenterprise |

The glass ceiling, even at home: How a report on poverty in Nigeria reveals an enduring gender gap in household headship

Summary We are told by the Nigeria National Bureau of Statistics that female heads of household in Nigeria...

By Benjamin Mazzotta
Imagining Post-COVID recovery
Livelihoods and Microenterprise |

Imagining Post-COVID recovery

Originally posted on the FSD Kenya Website, July 10, 2020  How Financial Diaries families imagine reconstructing their income streams...

By Julie Zollmann
SaaS startup Kwara is helping SACCOs deliver during COVID-19
Inclusive Fintech |

SaaS startup Kwara is helping SACCOs deliver during COVID-19

Savings and Credit Co-operatives (SACCOs) are the financial service backbone of the unbanked population in Kenya. While SACCOs increasingly...

By Abby Butkus
Pruebas de estrés durante la crisis: Ayudando a las cooperativas de ahorro y crédito en México durante la crisis del COVID-19
Financial Health |

Pruebas de estrés durante la crisis: Ayudando a las cooperativas de ahorro y crédito en México durante la crisis del COVID-19

Todas las opiniones aquí expresadas son exclusivas de BFA Global. Los patrocinadores del proyecto no son responsables de la...

By Gabriela Zapata Alvarez
Is your fintech startup still using Google Sheets?
Inclusive Fintech |

Is your fintech startup still using Google Sheets?

When launching fintech startups, founders often resort to the simple, free tools they know best. When it comes to...

By Malika Anand
La planeación de escenarios puede ayudar a las cooperativas de ahorro y préstamo mexicanas a prepararse para el impacto del COVID-19
Financial Health |

La planeación de escenarios puede ayudar a las cooperativas de ahorro y préstamo mexicanas a prepararse para el impacto del COVID-19

Todas las opiniones aquí expresadas son exclusivas de BFA Global, por lo que MetLife no es responsable de la...

By Jacob Winiecki
Toolkit assists government agencies to design AML/CFT SupTech roadmaps
Policy and Regulation |

Toolkit assists government agencies to design AML/CFT SupTech roadmaps

The capacity to adopt Supervisory technology (SupTech) solutions varies widely. Anti-money laundering and combating of financing of terrorism (AML/CFT)...

By Simone di Castri
Pulse surveys with shopkeepers across Mexico during COVID-19
Financial Health |

Pulse surveys with shopkeepers across Mexico during COVID-19

Pulse surveys with shopkeepers across Mexico during COVID-19   in partnership with     In our previous publications we...

By Benjamin Mazzotta
Assessing the impact of tech-enabled urban mobility
PAYGo and Essential Services |

Assessing the impact of tech-enabled urban mobility

Affordable and safe mobility is an essential service, enabling people to access goods and services, education and employment opportunities,...

By Jacob Winiecki
Corona Case Studies: Running out of options
Livelihoods and Microenterprise |

Corona Case Studies: Running out of options

Originally posted on the FSD Kenya Website, June 12, 2020  After three months of Covid-19 restrictions, Jennifer’s economic options...

By Julie Zollmann
Corona Case Studies: ‘Waiting for nothing’
Livelihoods and Microenterprise |

Corona Case Studies: ‘Waiting for nothing’

Originally posted on the FSD Kenya Website, June 12, 2020  Agnes, 45, lives in rural Makueni with her children...

By Julie Zollmann
Catalyst Fund toolkit helps startups get AI ready
Inclusive Fintech |

Catalyst Fund toolkit helps startups get AI ready

In India, we’ve seen a vast array of AI solutions deployed across all sorts of industries. Funding of AI...

By Rasima Swarup
Back to an empty market
Livelihoods and Microenterprise |

Back to an empty market

Originally posted on the FSD Kenya Website, June 10, 2020  Desperate for income, many Diaries respondents have gone back...

By Julie Zollmann
Scenario planning can help Mexican financial cooperatives prepare for COVID-19 impact
Financial Health |

Scenario planning can help Mexican financial cooperatives prepare for COVID-19 impact

All opinions are BFA Global’s.   While the pandemic has caused simultaneous supply and demand shocks to economies around...

By Jacob Winiecki
Videos tutoriales: Modelo de pruebas de estrés
Financial Health |

Videos tutoriales: Modelo de pruebas de estrés

En esta página pueden encontrar una serie de tutoriales que pueden utilizar para poder instalar el modelo...

By Jorge Hernandez
Economic prospects for Kenya in the context of the COVID-19 crisis
Digital Financial Services |

Economic prospects for Kenya in the context of the COVID-19 crisis

Originally posted on the FSD Kenya Website, May 29, 2020  The infection rate of COVID-19 is as yet low...

By Amolo Ng'weno
Cowrywise inspires young Nigerians to save and invest
Inclusive Fintech |

Cowrywise inspires young Nigerians to save and invest

More than ever, it is clear that digital banking and app-based financial services are the way forward. Pandemic and...

By Malika Anand
The DataStack blueprint
Policy and Regulation |

The DataStack blueprint

    The DataStack, introduced below and elaborated on in our more detailed report, is both (a) a map...

By Simone di Castri
Short-term fixes are not enough if SMEs are to survive COVID-19
Livelihoods and Microenterprise |

Short-term fixes are not enough if SMEs are to survive COVID-19

As the economic effects of the lockdowns worldwide begin to solidify, businesses large and small are collapsing. While large...

By Coco Dong
Fintech en Mexico aun no ha cumplido con las expectativas de inclusión
Inclusive Fintech |

Fintech en Mexico aun no ha cumplido con las expectativas de inclusión

Catalyst Fund welcomes new cohort of inclusive fintech startups creating solutions to improve the financial health of underserved communities...

By Eduardo Ortiz Reynaga
Webinar y presentación: Resiliencia Cooperativa en Tiempos de COVID-19
Financial Health |

Webinar y presentación: Resiliencia Cooperativa en Tiempos de COVID-19

Sesión informativa y de presentación de alternativas para el sector cooperativo sobre cómo hacer frente a la contingencia provocada...

By Jorge Hernandez
Webinar y presentación: FinnSalud ante el COVID-19: Hallazgos e iniciativas para enfrentar la crisis
Financial Health |

Webinar y presentación: FinnSalud ante el COVID-19: Hallazgos e iniciativas para enfrentar la crisis

FinnSalud ante el COVID-19: Hallazgos e iniciativas para enfrentar la crisis Presentación virtual para diversas agencias ejecutoras y académicos...

By Jorge Hernandez
Guía de Sugerencias operacionales en tiempos del COVID-19
Financial Health |

Guía de Sugerencias operacionales en tiempos del COVID-19

La guía de Sugerencias operacionales busca apoyar a las cooperativas a prepararse para responder a la crisis...

By Ashirul Amin
Keeping the Lights On: How PAYGo Solar Can Offer Customer Relief During COVID-19
PAYGo and Essential Services |

Keeping the Lights On: How PAYGo Solar Can Offer Customer Relief During COVID-19

Originally posted on the NextBillion Website, May 1, 2020  Off-grid solar delivers essential energy services for millions of people,...

By Jacob Winiecki
Corona Case Studies: Lost without church
Livelihoods and Microenterprise |

Corona Case Studies: Lost without church

Originally posted on the FSD Kenya Website, April 30, 2020  Vera (45) lives in an informal settlement in Mombasa....

By Julie Zollmann
Fintech’s unfulfilled promise: why many Mexicans remain excluded
Inclusive Fintech |

Fintech’s unfulfilled promise: why many Mexicans remain excluded

Catalyst Fund welcomes new cohort of inclusive fintech startups creating solutions to improve the financial health of underserved communities...

By Eduardo Ortiz Reynaga
If the coronavirus doesn’t kill you…
Livelihoods and Microenterprise |

If the coronavirus doesn’t kill you…

Originally posted on the FSD Kenya Website, April 21, 2020  Kenyans’ reflections on security in the time of Covid-19...

By Julie Zollmann
“Our love has grown more”
Livelihoods and Microenterprise |

“Our love has grown more”

Originally posted on the FSD Kenya Website, April 21, 2020  Coronavirus disruptions are giving some Kenyan women a reprieve...

By Julie Zollmann
Corona Case Studies: Kibarua crunch
Livelihoods and Microenterprise |

Corona Case Studies: Kibarua crunch

Originally posted on the FSD Kenya Website, April 14, 2020 William, 39, hunts for earning options in Mombasa William...

By Julie Zollmann
Corona Case Studies: Should I stay, or should I go?
Livelihoods and Microenterprise |

Corona Case Studies: Should I stay, or should I go?

Originally posted on the FSD Kenya Website, April 14, 2020 Considering urban to rural migration as urban incomes dwindle...

By Julie Zollmann
Shamba bora (fertile farmland), Shamba la mawe (rocky farmland)
Livelihoods and Microenterprise |

Shamba bora (fertile farmland), Shamba la mawe (rocky farmland)

Originally posted on the FSD Kenya Website, April 14, 2020  Urban and rural areas are coping with the coronavirus...

By Julie Zollmann
Corona Case Studies: Mountains Beyond Mountains
Livelihoods and Microenterprise |

Corona Case Studies: Mountains Beyond Mountains

Originally posted on the FSD Kenya Website, April 9, 2020 Kenyan families are trying to cope with perpetual strain...

By Julie Zollmann
Dilemmas of distancing
Livelihoods and Microenterprise |

Dilemmas of distancing

Originally posted on the FSD Kenya Website, April 9, 2020 Barriers to coronavirus prevention behaviour change in Kenya Like...

By Julie Zollmann
The costs of coping with Coronavirus
Livelihoods and Microenterprise |

The costs of coping with Coronavirus

Originally posted on the FSD Kenya Website, April 8, 2020 Not only are Kenyans losing their incomes right now,...

By Julie Zollmann
Corona Case Studies: “If I had food, I would close the shop”
Livelihoods and Microenterprise |

Corona Case Studies: “If I had food, I would close the shop”

Originally posted on the FSD Kenya Website, April 7, 2020 Millicent, 44, and Amos, 45, live in Eldoret with...

By Julie Zollmann
The ultimate stress test for financial resilience
Livelihoods and Microenterprise |

The ultimate stress test for financial resilience

Originally posted on the FSD Kenya Website, April 7, 2020 How coronavirus adaptations are straining Kenyans’ most robust financial...

By Julie Zollmann
Corona Case Studies: Loss of Income, Loss of Pride
Livelihoods and Microenterprise |

Corona Case Studies: Loss of Income, Loss of Pride

Originally posted on the FSD Kenya Website, April 6, 2020 Stephen and Jessica live in their rural home in...

By Julie Zollmann
When hustling fails: The impact of coronavirus mitigation efforts on ordinary people’s livelihoods
Livelihoods and Microenterprise |

When hustling fails: The impact of coronavirus mitigation efforts on ordinary people’s livelihoods

Originally posted on the FSD Kenya Website, April 6, 2020 Unlike many Kenyans, Esther in rural Makueni is not...

By Julie Zollmann
India is missing the tech-opportunity for responding to COVID-19
Digital Financial Services |

India is missing the tech-opportunity for responding to COVID-19

  The Indian government has joined many others in adopting extreme preventive measures to protect the citizens and combat...

By Priyanka Kapoor
Taking the COVID-19 temperature in emerging markets: A dipstick survey to draw early insights about impact on Livelihoods
Financial Health |

Taking the COVID-19 temperature in emerging markets: A dipstick survey to draw early insights about impact on Livelihoods

  It has now been 19 days since the WHO declared the COVID-19 crisis a pandemic on March 11....

By Jane del Ser
How the PAYGo solar sector can prepare for the coronavirus and keep the lights on
PAYGo and Essential Services |

How the PAYGo solar sector can prepare for the coronavirus and keep the lights on

Many parts of the world are currently locking down in an intense effort to contain COVID-19 before it takes...

By Jacob Winiecki
How Financial Health Is Transforming BFA Global’s Work in 2020
Financial Health |

How Financial Health Is Transforming BFA Global’s Work in 2020

Genesis of Financial Health as a Concept Financial health (FH) has become a core topic in the financial inclusion...

By Ashirul Amin
Digital pathways to inclusive growth: BFA Global’s next generation of work in livelihoods
Livelihoods and Microenterprise |

Digital pathways to inclusive growth: BFA Global’s next generation of work in livelihoods

The new economy presents opportunities and risks for digital workers Our excitement about digital platforms is grounded in their...

By David Porteous
iWorkers – a new bellwether of the digital economy?
Financial Health |

iWorkers – a new bellwether of the digital economy?

How inclusive is the digital economy really? As governments and businesses around the world hasten to digitize, this is...

By David Porteous
Why our money is on this Brazilian female fintech founder: meet Monica of Grão
Financial Health |

Why our money is on this Brazilian female fintech founder: meet Monica of Grão

A former securities broker and two-time entrepreneur, Monica Saccarelli was the first female partner at Brazilian brokerage house Link...

By Thea Sokolowski
What will it take for Nigeria’s inclusive fintech sector to flourish?
Inclusive Fintech |

What will it take for Nigeria’s inclusive fintech sector to flourish?

Despite a notoriously challenging operating environment, there are signs of improvement for fintech startups in Nigeria. Financial inclusion rates...

By Thea Sokolowski
Lean user research: How Diin sequenced data analysis and user interviews to generate insights
Inclusive Fintech |

Lean user research: How Diin sequenced data analysis and user interviews to generate insights

Startups typically chase growth by acquiring more and more customers. It is tempting to interpret more customers as a...

By Malika Anand
Can fintech bridge the digital divide in India?
Inclusive Fintech |

Can fintech bridge the digital divide in India?

Forecasters predict that Indians will conduct more than US$1 trillion in digital transactions by 2025. Eighty percent of Indians...

By Maelis Carraro
FinnSalud: Project findings presentation
Financial Health |

FinnSalud: Project findings presentation

FinnSalud: Hallazgos del proyecto En esta mesa redonda, presentamos los hallazgos del proyecto a través del trabajo realizado con...

By Gabriela Zapata Alvarez
How Artificial Intelligence Can Simplify International Development Research: An Intriguing Experiment

How Artificial Intelligence Can Simplify International Development Research: An Intriguing Experiment

  Anyone working in international development can spend large amounts of time trying to keep up with news about...

By Jacob Rosen
Africa’s Gig Opportunity
Livelihoods and Microenterprise |

Africa’s Gig Opportunity

Originally posted on the Project Syndicate website By introducing portable benefits for gig workers, African governments and digital platforms...

By Olga Morawczynski
Digital Platforms: Creating “Servant” Economies or a Step Toward Empowerment?
Livelihoods and Microenterprise |

Digital Platforms: Creating “Servant” Economies or a Step Toward Empowerment?

Potential Benefits to “More than a Gig and Less than a Job” Employment in the Global South In his...

By David Porteous
Financial Authorities in the Era of Data Abundance: RegTech for Regulators and SupTech Solutions
Policy and Regulation |

Financial Authorities in the Era of Data Abundance: RegTech for Regulators and SupTech Solutions

Financial service providers are quickly adopting regulatory technology (RegTech) to ease the burden of compliance. This white paper shows...

By Simone di Castri
Promising AI Applications to Help Shopkeepers Manage Business
Livelihoods and Microenterprise |

Promising AI Applications to Help Shopkeepers Manage Business

Four Lessons for Training Computer Vision Models Artificial Intelligence (AI) technologies offer many opportunities to augment and extend business...

By Javier Linares
What will the rise of online shopping in Africa mean for jobs?
Livelihoods and Microenterprise |

What will the rise of online shopping in Africa mean for jobs?

Originally posted on the World Economic Forum website, February 19, 2019 Around the world, the new technologies behind digital...

By David Porteous
Accelerating to Investment: Four Strategies for Securing Follow-on Funding for Fintech Startups
Inclusive Fintech |

Accelerating to Investment: Four Strategies for Securing Follow-on Funding for Fintech Startups

The goal for every startup — fintech or otherwise — is securing funding for growth. Yet most fintech startups...

By Malika Anand
What are Fintech CEOs saying about the future of inclusive fintech?
Inclusive Fintech |

What are Fintech CEOs saying about the future of inclusive fintech?

An insight, an opportunity, and a challenge Last week, an incredible community of entrepreneurs who are building cutting-edge financial...

By Maelis Carraro
Beyond Marketing: Generating Trust to Sell Online
Livelihoods and Microenterprise |

Beyond Marketing: Generating Trust to Sell Online

Small merchants need to create and maintain trust with customers to sell online, but they could use more help...

By Amolo Ng'weno
Uber and Taxify in Africa: Good Work or a Race to the Bottom?
Livelihoods and Microenterprise |

Uber and Taxify in Africa: Good Work or a Race to the Bottom?

By Julie Zollmann
Rethinking Agents to Scale PAYGo Businesses
PAYGo and Essential Services |

Rethinking Agents to Scale PAYGo Businesses

How to Leverage Agents for Critical Customer Relationship Management     Field agents have been critical to expanding digital...

By Jacob Winiecki
R²A Case Study: AML Data Infrastructure Prototype
Policy and Regulation |

R²A Case Study: AML Data Infrastructure Prototype

The Mexican National Banking and Securities Commission (Comisión Nacional Bancaria y de Valores, or CNBV) requested a partnership to...

By R2A
Can Africa Show How Gig Workers Get a Fair Share in the Digital Economy?
Livelihoods and Microenterprise |

Can Africa Show How Gig Workers Get a Fair Share in the Digital Economy?

By Amolo Ng'weno
Let’s Be Real: The Informal Sector and the Gig Economy are the Future, and the Present, of Work in Africa
Livelihoods and Microenterprise |

Let’s Be Real: The Informal Sector and the Gig Economy are the Future, and the Present, of Work in Africa

By Amolo Ng'weno
FIBR’s Next Generation of Linkages to Financial Services: Betting on PAYGo
PAYGo and Essential Services |

FIBR’s Next Generation of Linkages to Financial Services: Betting on PAYGo

The Promise of Tangible, Flexible and Sustainable Services FIBR is a learning-driven program that seeks to discover how digitizing...

By Abi Steinberg
Digital Savings Groups Can Help Women Finally Bridge the Financial Gender Gap
Digital Financial Services |

Digital Savings Groups Can Help Women Finally Bridge the Financial Gender Gap

Authored by Sushmita Meka; Sally Ross, AKF; Daryl Collins The rapid growth of mobile money in some countries has...

By BFA GLOBAL
R2A API Solution Creates a Faster, Direct Data Delivery Channel between Philippine Banks and the Central Bank
Policy and Regulation |

R2A API Solution Creates a Faster, Direct Data Delivery Channel between Philippine Banks and the Central Bank

THE CHALLENGE: The Bangko Sentral ng Pilipinas (the Philippines Central Bank, or BSP) Supervisory Data Center (SDC) was receiving...

By R2A
R²A Case Study: Chatbot Prototype
Inclusive Fintech |

R²A Case Study: Chatbot Prototype

The consumer complaints system at the Bangko Sentral ng Pilipinas (the Philippines Central Bank, hereafter BSP) was limited by...

By Simone di Castri
The RegTech for Regulators (R²A) process
Policy and Regulation |

The RegTech for Regulators (R²A) process

The purpose of this working paper is to share the RegTech for Regulators Accelerator’s (R2A) approach, process, and tools...

By Simone di Castri
From Ideas to Field Tests in 4 Days: A Design Sprint for Refugee-Centered Financial Services
Refugee Finance |

From Ideas to Field Tests in 4 Days: A Design Sprint for Refugee-Centered Financial Services

In June 2018, BFA Global, a global consulting firm led a four-day design sprint for financial service providers (FSPs)...

By John Won
R²A CASE STUDY: API AND VISUALIZATION APPLICATION PROTOTYPE
Policy and Regulation |

R²A CASE STUDY: API AND VISUALIZATION APPLICATION PROTOTYPE

The Bangko Sentral ng Pilipinas (the Philippines Central Bank, or BSP) Supervisory Data Center (SDC) was receiving incomplete, late, and...

By R2A
R2A Chatbot Prototype Helps the Philippine Central Bank Sort and Resolve Complaints – Video
Policy and Regulation |

R2A Chatbot Prototype Helps the Philippine Central Bank Sort and Resolve Complaints – Video

Teaming with fintech vendor Sinitic, BFA Global’s RegTech for Regulators Accelerator program trialed a chatbot solution for BSP’s complaints...

By R2A
The State of RegTech: The Rising Demand for “Superpowers”
Policy and Regulation |

The State of RegTech: The Rising Demand for “Superpowers”

Most financial authorities collect data monthly or quarterly or as needed. The infrequent nature of data collection is a...

By R2A
Financial Inclusion for Refugees: Laying the Foundation for a Business Case for Financial Industry Players in Uganda
Refugee Finance |

Financial Inclusion for Refugees: Laying the Foundation for a Business Case for Financial Industry Players in Uganda

On Friday 8th December, FSD Uganda held a roundtable event in Kampala to provide a platform for stakeholders to discuss Financial Inclusion...

By Roland Amoah
Potential for Mobile Money in Vietnam
Digital Financial Services |

Potential for Mobile Money in Vietnam

Co-authored with Ashirul Amin & Laura Cojocaru   Early adopters in Ho Chi Minh City embrace payments but mobile...

By Kelly Nguyen
The AI-Driven Bank in Emerging Markets
Inclusive Fintech |

The AI-Driven Bank in Emerging Markets

  If you think artificial intelligence is a thing of the future, ask yourself why your Amazon homepage looks...

By Abi Steinberg
Getting Early-Stage Fintech Startups Investment-Ready
Inclusive Fintech |

Getting Early-Stage Fintech Startups Investment-Ready

When we met Miguel Duhalt, CEO of Comunidad4Uno in Mexico City, he was working day and night to launch...

By Maelis Carraro
In Digital Financial Services We Trust
Inclusive Fintech |

In Digital Financial Services We Trust

  As a customer these days, trust is probably on your mind. Whether you’re choosing on what airline to...

By Jane del Ser
Mobile Money Meets Microcredit: Three Key Decisions in Taking a Concept from Design to Pilot
Digital Financial Services |

Mobile Money Meets Microcredit: Three Key Decisions in Taking a Concept from Design to Pilot

  In a previous blog post, we were introduced to how SAJIDA Foundation in Bangladesh is using evidence from...

By BFA GLOBAL
A Tale of Two Catalyst Funds
Inclusive Fintech |

A Tale of Two Catalyst Funds

It takes money to make money, the saying goes. This holds true both for early-stage startups and pilot projects...

By Jane del Ser