IDB Alternative Credit Scoring SystemsMarket Analysis on Incentives and Barriers for Alternative Credit Scoring Systems

Year Started:

Year Ended:

Key Partners/Clients:
Inter-American Development Bank

Area of Work:
Digital Financial Services

China, Latin America, United States

BFA Global worked to identify the current credit market configuration in relation to ACSS technology and the incentives for the adoption – and to see what is evolving over time – in two different ecosystems: the US and China. To this end, we conducted interviews with various stakeholders in the field in China and the United States, including fintech innovators, commercial banks, other ACSS providers, ACSS-related platforms, and regulators.