CHARGE Phase 2

Year Started:
2019
Year Ended:
2025
Key Partners/Clients:
MetLife Foundation, Myriad USA, China Academy for Financial Inclusion, Entitled Solutions (India)
Area of Work:
Financial Health, Inclusive Fintech
Countries:
China, India
The CHARGE II project, led by BFA Global in partnership with the Chinese Academy of Financial Inclusion (CAFI) and Entitled Solutions, was launched to enhance the financial health of gig economy workers, specifically delivery riders in China and India. Through research, design sprints, product testing, and policy engagement, the project has built a strong foundation for transforming how digital workers access financial services.
The project was launched in 2019 to tackle the pressing financial health challenges faced by gig economy workers, particularly the growing community of urban delivery riders in China, who are digitally connected yet remain economically vulnerable and underserved by traditional financial institutions. In 2022, following regulatory constraints in China, the program transitioned to India. Its core objective to assess and enhance access to financial services for gig workers through tailored financial products and metrics was subsequently adapted to the Indian gig economy landscape. Key project outputs include:
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