Using Evidence to Optimize Savings and Loan Payment Channel Choices
By Maelis Carraro and Justin Grider What does a year’s worth of channel transactions tell us about a client’s...
‘Stealthy’ Saving: Building on Payroll Credit to Automate Savings
Co-authored with Lauren Oldja Basic savings accounts are essential to helping people build assets, and they’re often the first...
‘Cross-sell Done Well’: How One Finance App Found a Balance Between Digital and Human Touch
Field officers at Sajida Foundation, an NGO and microfinance provider in Bangladesh, are constantly on the go. They...
Can Tech Humanize Microfinance? An Unexpected Benefit of Going Digital
Co-written by Laura Cojocaru Until recently, CEP (a microfinance institution in Vietnam) operated similarly to most MFIs:...
Is Mobile Money Killing Off the Group Microfinance Model (And Would That Be Such a Bad Thing)?
In the summer of 2017, SAJIDA Foundation, an NGO and microfinance provider in Bangladesh, made a bold decision...
How SAJIDA Foundation Practically Doubled Customer Uptake of Savings Accounts Using Evidence-Based Redesign
Afsana works at a garment factory in Dhaka and has two young daughters. She recently opened an Astha term...
Mobile Money Meets Microcredit: Creating an Evidence-Based Cross-Sell Strategy
By Kristy Bohling and Kelly Nguyen Financial institutions, including those serving low-income clients, regularly turn to cross-selling to engage...
Mobile Money Meets Microcredit: Three Key Decisions in Taking a Concept from Design to Pilot
In a previous blog post, we were introduced to how SAJIDA Foundation in Bangladesh is using evidence from...