Tag: OPTIX

Using Evidence to Optimize Savings and Loan Payment Channel Choices
Digital Financial Services |

Using Evidence to Optimize Savings and Loan Payment Channel Choices

By Maelis Carraro and Justin Grider What does a year’s worth of channel transactions tell us about a client’s...

By BFA GLOBAL
‘Stealthy’ Saving: Building on Payroll Credit to Automate Savings
Digital Financial Services |

‘Stealthy’ Saving: Building on Payroll Credit to Automate Savings

Co-authored with Lauren Oldja Basic savings accounts are essential to helping people build assets, and they’re often the first...

By Gabriela Zapata Alvarez
‘Cross-sell Done Well’: How One Finance App Found a Balance Between Digital and Human Touch

‘Cross-sell Done Well’: How One Finance App Found a Balance Between Digital and Human Touch

  Field officers at Sajida Foundation, an NGO and microfinance provider in Bangladesh, are constantly on the go. They...

By Ashirul Amin PhD
Can Tech Humanize Microfinance? An Unexpected Benefit of Going Digital
Digital Financial Services |

Can Tech Humanize Microfinance? An Unexpected Benefit of Going Digital

Co-written by Laura Cojocaru     Until recently, CEP (a microfinance institution in Vietnam) operated similarly to most MFIs:...

By Kelly Nguyen
Is Mobile Money Killing Off the Group Microfinance Model (And Would That Be Such a Bad Thing)?
Digital Financial Services |

Is Mobile Money Killing Off the Group Microfinance Model (And Would That Be Such a Bad Thing)?

  In the summer of 2017, SAJIDA Foundation, an NGO and microfinance provider in Bangladesh, made a bold decision...

By Ashirul Amin PhD
How SAJIDA Foundation Practically Doubled Customer Uptake of Savings Accounts Using Evidence-Based Redesign
Financial Health |

How SAJIDA Foundation Practically Doubled Customer Uptake of Savings Accounts Using Evidence-Based Redesign

Afsana works at a garment factory in Dhaka and has two young daughters. She recently opened an Astha term...

By Ashirul Amin PhD
Mobile Money Meets Microcredit: Creating an Evidence-Based Cross-Sell Strategy
Digital Financial Services |

Mobile Money Meets Microcredit: Creating an Evidence-Based Cross-Sell Strategy

By Kristy Bohling and Kelly Nguyen Financial institutions, including those serving low-income clients, regularly turn to cross-selling to engage...

By Ashirul Amin PhD
Mobile Money Meets Microcredit: Three Key Decisions in Taking a Concept from Design to Pilot
Digital Financial Services |

Mobile Money Meets Microcredit: Three Key Decisions in Taking a Concept from Design to Pilot

  In a previous blog post, we were introduced to how SAJIDA Foundation in Bangladesh is using evidence from...

By BFA GLOBAL