David is Chairman and Chief Innovation Officer at BFA Global. He brings world-class high tech skills in growing areas of BFA Global to expand the company vision. He supports and promotes tech-enablement in the financial sector, and reaches beyond the financial services sector to other tech-related businesses and social investors. David is also the founder and chairman of Frogtek, a business that provides app-based technology to enable small retailers in developing countries with better business tools. Frogtek was recently listed by the Wall Street Journal as having built one of five apps bringing the next billion online. He is a World Economic Forum Young Global Leader, an Echoing Green Fellow, and holds a dual Masters of Telecommunications from the Universidad Politécnica de Madrid and Télécom ParisTech and an MBA from Columbia Business School.