![Njeri and the Superplatforms](https://bfaglobal.com/wp-content/uploads/2018/05/1-SRYTITswTxYD216qppYmoQ-450x250.jpeg)
Njeri and the Superplatforms
The promise of e-commerce for small business owners in Africa Njeri is a 29-year-old single woman living in...
![Artificial Intelligence, Machine Learning and Financial Innovation](https://bfaglobal.com/wp-content/uploads/2020/02/1-9kFG9rCvWVKsl9KOWJJ00Q-450x250.jpg)
Artificial Intelligence, Machine Learning and Financial Innovation
The Case for AI for Financial Services in Africa Artificial Intelligence to Augment Ability A PAYGo provider no longer...
![How can AI help PAYGo providers better target customers?](https://bfaglobal.com/wp-content/uploads/2020/01/701120538_1280x720-450x250.jpg)
How can AI help PAYGo providers better target customers?
PAYGo providers fulfill an essential function when it comes to access to services, and many of the companies can...
![Learning out Loud with our Partners](https://bfaglobal.com/wp-content/uploads/2020/02/1-QItsVD6cXsQrXR291i8Syw-450x250.jpg)
Learning out Loud with our Partners
A FIBR Video Series We are pleased to share the recent videos of FIBR’s work this year focused on...
![Emerging Dynamics for the Future of Agent Networks](https://bfaglobal.com/wp-content/uploads/2020/02/1-evG7TAqNrU6XmPyWEcVNhw-450x250.jpg)
Emerging Dynamics for the Future of Agent Networks
Even though mobile and financial technology are advancing rapidly, banks and telecoms still manage agent networks just as they...
![Three Barriers to Smartphone Readiness in Emerging Markets](https://bfaglobal.com/wp-content/uploads/2020/02/0-H1tcWOCjMjwIvOB--450x250.jpg)
Three Barriers to Smartphone Readiness in Emerging Markets
Co-authored with Javier Linares Having a smartphone doesn’t mean you’re ready to go digital The FIBR program seeks to...
![Superplatforms: Inclusive Digital Ecosystems of the Future](https://bfaglobal.com/wp-content/uploads/2017/12/IMG-20180813-WA0002-450x250.jpg)
Superplatforms: Inclusive Digital Ecosystems of the Future
This white paper considers the likely effects of an important new phenomenon that may accelerate the “pull” factor of digital...
![Escaping Darkness: Understanding the Consumer Value in PAYGo Solar](https://bfaglobal.com/wp-content/uploads/2017/12/Solar_Light_Demonstration_Photo_by_Hailey_Tucker_2016_CGAP_Photo_Contest...-2-450x250.jpg)
Escaping Darkness: Understanding the Consumer Value in PAYGo Solar
This second report by CGAP and FIBR seeks to understand the value that customers derived from PAYGo solar and...
![A Quick Guide to Nanoprojects: A Lean Method for Product Design](https://bfaglobal.com/wp-content/uploads/2020/02/1_SnXXl9pEyhHVgQRa-_8NOg-450x250.png)
A Quick Guide to Nanoprojects: A Lean Method for Product Design
At BFA, we have been working on an R&D program called FIBR. We partner with local businesses in Ghana...
![Sparking Growth in Corner Shops](https://bfaglobal.com/wp-content/uploads/2020/02/1_W4tFqULuI0HESAYxriP-0A-450x250.jpg)
Sparking Growth in Corner Shops
Finbots for Shopkeepers Series #4 In this series I have described how smartphone sensors can generate raw data and...