The Impact of Banco Azteca in Peru

Publication

This study adds to the existing evidence that financial access can, under the right conditions, be pro-poor. The research focused on the impact of Banco Azteca opening over 100 branches in Peru. In particular, we were interested in estimating whether Banco Azteca had an impact on outcomes related to poverty. Using difference-in-differences as our econometric method, we find evidence which strongly suggests that financial services that are open and accessible to the lower-income population have a positive impact on poverty reduction and on unemployment levels. The odds of being poor (extremely or moderately) or of being unemployed are lower in regions where Banco Azteca opened branches, post-branch opening.

Explore The Impact of Banco Azteca in Peru

The Impact of Banco Azteca in Peru

Download

Other Projects

Financial Digital Identity: Landscaping a digital financial identity for SADC
Going Beyond Regulatory Sandboxes to Enable Fintech Innovation in Emerging Markets
Person-to-government (P2G) payment digitisation: Lessons from Kenya
Building an Inclusive Digital Payments Ecosystem: The Way Forward
Know Your Customer Requirements for DFS in Uganda
GAFIS
Updated January 2018