The Impact of Banco Azteca in Peru


This study adds to the existing evidence that financial access can, under the right conditions, be pro-poor. The research focused on the impact of Banco Azteca opening over 100 branches in Peru. In particular, we were interested in estimating whether Banco Azteca had an impact on outcomes related to poverty. Using difference-in-differences as our econometric method, we find evidence which strongly suggests that financial services that are open and accessible to the lower-income population have a positive impact on poverty reduction and on unemployment levels. The odds of being poor (extremely or moderately) or of being unemployed are lower in regions where Banco Azteca opened branches, post-branch opening.

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The Impact of Banco Azteca in Peru


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Updated January 2018