Javier oversees and manages Catalyst Fund engagements, specializing in projects that include software development, product design and management, customer experience and data analytics. At BFA Global, he also worked with growth enterprises in the PayGo Energy and MSME sectors through the FIBR program, helping them to design viable digital financial services that leverage digital relationships, channels and data to offer flexible credit solutions to low-income populations. For six years prior to joining BFA Global, he built innovative and leapfrogging technology solutions for mom-and-pop micro retailers in Mexico and Colombia that helped them track and control their business, grow and stay competitive. Javier has a Masters in Telecommunications from the University of Zaragoza and speaks Spanish, English, and Portuguese.