Shirley Mburu

Shirley Mburu

Director Advisory, Africa

Shirley Mburu is the Director, Advisory – Africa at BFA Global. She leads the organization’s advisory work, partnering with policymakers and development organizations to conduct global assessments of financial ecosystems, strategies, and products in order to identify drivers, barriers, and opportunities for deepening financial access and usage. She also brings extensive experience in financial innovation, having designed and managed multi-country initiatives across Africa that support private sector innovators in developing tech-enabled embedded finance and climate solutions to improve the lives of underserved individuals and MSMEs.

Previously, Shirley worked with the Centre for Financial Regulation and Inclusion (Cenfri), the Overseas Development Institute (ODI), and the Bertha Centre for Social Innovation and Entrepreneurship. She holds a Master of Commerce in Development Finance from the University of Cape Town, as well as a Postgraduate Diploma in Financial Analysis and Portfolio Management and a Bachelor of Commerce in Financial Accounting from the same institution.

Publications by this author

How credit can unlock growth and contribute to the financial health of spazas in South Africa’s informal economy
Livelihoods and Microenterprise |

How credit can unlock growth and contribute to the financial health of spazas in South Africa’s informal economy

Digital Spazas credit interventions During the first phase of the Digital Spazas program, we quickly learned how important credit...

By Jacob Winiecki
Building the resilience of South African spazas through digitization
Livelihoods and Microenterprise |

Building the resilience of South African spazas through digitization

The COVID-19 pandemic has undeniably impacted the global economy, requiring governments to take rapid action to restrict physical movement...

By Shirley Mburu
Digital innovations to build the resilience of South African spazas: The case of A2Pay
Livelihoods and Microenterprise |

Digital innovations to build the resilience of South African spazas: The case of A2Pay

The Organisation for Economic Co-operation and Development (OECD) estimates that 54% of the 2.6 million micro, small and medium...

By Shirley Mburu
Digital innovations to build the resilience of South African spazas:  The case of Yebo Fresh and Vuleka
Livelihoods and Microenterprise |

Digital innovations to build the resilience of South African spazas: The case of Yebo Fresh and Vuleka

Phindi runs a fast food business in a township in Ekurhuleni, Gauteng. She was inspired to start her own...

By Shirley Mburu
Could stablecoins disrupt instant payment schemes?

Could stablecoins disrupt instant payment schemes?

  Context Stablecoins are an alternative means of storing and transferring value usually pegged to a fiat currency (or...

By Matt Grasser
Transaction product mystery shopping in Kenya, Nigeria and South Africa: What are the unexpected barriers and experiences customers might face?
Digital Financial Services |

Transaction product mystery shopping in Kenya, Nigeria and South Africa: What are the unexpected barriers and experiences customers might face?

This is the third case study in our report, ‘Inclusion and Your Bottom Line’, which outlines a new mixed-method...

By Shirley Mburu
What makes customers choose one transaction product over another?
Digital Financial Services |

What makes customers choose one transaction product over another?

This is the second case study in our report, ‘Inclusion and Your Bottom Line’, which outlines a new mixed-method...

By Shirley Mburu
Work with What You’ve Got to Offer MSME Credit
Digital Financial Services |

Work with What You’ve Got to Offer MSME Credit

The Case in Kenya Starting from the Microfinance Bill in 2006 up to the runaway success of the mobile...

By Shirley Mburu