Building enabling regulatory environments

Financial markets are increasingly complex and data-rich. Enabling an integrated ecosystem is critical for creating the types of financial solutions that will help low-income people improve their lives. Policymakers, regulators, and the private sector can work together to align objectives, better analyze available data and evidence, and develop policies that more readily enable inclusive innovation. 

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The “DataStack”: A data and tech blueprint for financial supervision, innovation, and the Data Commons

To bridge the data divide, a new Open Data Commons needs to be established that guarantees access to rich and plentiful data, as well as the tools to make them meaningful and actionable. This report proposes an expanded variety of Open Data Commons, which we refer to as DataStack.